Little Known Secrets Will Show You How To Improve Your Credit Score!

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What is a Credit Score?

A credit score is a number computed by a credit bureau and used to indicate how likely a consumer is to pay back a loan. Your score is computed by a computer program (also referred to as a mathematical or computer "model") that takes certain data from your credit bureau file and uses that data to calculate your score.

Each of the three credit bureaus computes your score using a similar computer model. The model was created by the Fair, Isaac and Company, Inc., (hence the term "FICO" score) and is sold to the three major credit bureaus for their use with their data. If the information about you at all three credit bureaus is the same, then...


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